Your money, always with you.
One app, thousands of possibilities.
Top-up, pay, transfer, convert, and withdraw anywhere.


Services
Digital Wallet
- Recharge with debit/credit card
- Fast and secure transfers
- Movement history
Payments and Transfers
- QR payments in shops/credit
- Transfers to local bank accounts
- P2P sending between users
Currency Conversion
- Immediate change to COP, MXN, ARS, BRL
- Competitive rates
- Ideal for remittances and travelers
Cash Withdrawals
- Allied points and smart ATMs
- Transparent Commission
- Availability 24/7
Smart ATMs for Businesses (B2B)
- Wallet withdrawals (your own and third-party)
- Bank account deposits
- Top-ups and bill payments
- Commission revenue generation
Differentiate yourself from the competition.
- Without complex procedures
- Immediate withdrawals and deposits
- Network of ATMs and allies always available
- Security with biometrics and encryption
- Integration with platforms such as Colombianísimas


Mission
“Connecting people and businesses with simple, secure, and accessible financial solutions from anywhere, integrating mobile apps and smart ATMs.”
Vision
“To be the leading fintech network in Latin America that unites digital wallets, banks, and merchants, offering financial freedom in a single ecosystem.”
Direct and professional
Do you have questions or need more information about Xoner? Fill out the form and our team will respond as soon as possible.

Take Xoner
always with you
Manage your money from anywhere: transfer, pay, convert, and withdraw instantly. 100% secure and borderless.
Frequently Asked Questions
You can easily top up your wallet through bank transfers, partner points, or with a debit/credit card. Your balance will appear immediately or within a few minutes.
Yes, you can withdraw money in countries where we have a network of partner ATMs and correspondents. Availability may vary by region, but you'll always have local options to access your money.
All you need is your active Xoner wallet and your access code or linked card. The ATM will allow you to make withdrawals, deposits, and other transactions securely.
Fees are transparent and displayed before confirming the transaction. Depending on the amount and type of transaction, a fixed fee or a competitive percentage may apply.
The conversion is done automatically with competitive real-time rates. Simply select the source and destination currencies, and the system will show you the rate and final amount before you confirm.
